How AI credit scoring models can boost financial inclusion
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Rod Griffin teaches us about what types of scoring models are compatible with Experian Boost. | Experian News
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Perfect credit is not the requirement anymore — understanding the rules is. In this episode of Credit Makeover 2026, I break down what actually matters for mortgage approval right now, without the fear, hype, or outdated advice. We’re talking about: • Why the 620 credit score rule is gone • What lenders really look at in 2026 • How rent payments and consistency finally matter • The new credit scoring models explained in plain language • How to position yourself for a traditional home loan If you
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Perfect credit is not the requirement anymore — understanding the rul…
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FacebookEstylin Harrison
➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are several credit scoring models used by lenders, but the most widely used is the FICO score, which was developed by the Fair Isaac Corporation. The FICO score ranges from 300 to 850, with a score of 750 or above considered to be excellent.So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and curr
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are seve…
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Credit Scoring: Purpose, Factors, and Role in Lending
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