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Let’s talk about the loans that dependent students can borrow in their own name without parents.  every dependent student can borrow a federal direct student loan in his or her own name that is not based on credit however those amounts are limited.  first year dependent students can borrow $5500 second year students can borrow $6500 and third and fourth year students can borrow $7500. There are additional private student loans that  students can borrow however they are based on credit and t
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