How AI credit scoring models can boost financial inclusion
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How Credit Scoring Really Works: Breaking Down the FICO Formula
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are several credit scoring models used by lenders, but the most widely used is the FICO score, which was developed by the Fair Isaac Corporation. The FICO score ranges from 300 to 850, with a score of 750 or above considered to be excellent.So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and curr
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are seve…
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