Big news announcement… As of November 16 ( my birthday 🥰) Fannie Mae is doing away with its desktop underwriting minimum credit score requirement of 620. What this means? • Fannie Mae’s DU system will no longer have a hard minimum credit score (formerly commonly 620) for new case-files as of mid-November 2025. • Instead of a simple score cutoff, DU will evaluate applicants using its proprietary risk model that looks at many factors beyond the score. • Borrowers with lower scores (500-590) now h