This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

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Spread-to-Worst is a measure of the return dispersion in markets, often used in bond analysis. Learn how it works and its impact on investment strategies.

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

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Both products promise upside participation with downside protection, but come with unique trade-offs and costs investors should be aware of.

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