Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. An on-us item refers to a check or payment that is deposited or processed by the bank ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Any time you tap, swipe or dip a credit or debit card at checkout or enter your card number online, you ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.