Beat average interest rates with one of the top high-yield savings accounts Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.

Bonds provide a stable income source through interest and can increase in value when interest rates fall. Investing in a variety of bonds, including T-bills and corporate bonds, helps diversify risks.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication, although they may fluctuate. CNBC Select will update as changes are made public. A checking account is one of ...