This model is now the standard playbook. Prepaid cards, EMI licences, sponsor banks, and modular infrastructure are how most fintechs start today. In 2015, that wasn’t obvious and Monzo showed the ...

AI now shapes your loan approval and interest rate. Learn how lenders use algorithms, what rights you have under federal law ...

Every engineering leader watching the agentic coding wave is eventually going to face the same question: if AI can generate production-quality code faster than any team, what does governance look like ...

AI promises to enhance routing, reduce fraud, and improve straight‑through processing (STP), but it cannot function safely when the underlying payment architecture is opaque. Legacy payment ...