Indexed life and annuity products are the subject of many regulator meetings and class-action lawsuits. Despite that negative publicity, indexed life and annuity sales are booming. Wink, Inc. reported ...
There’s a lot of noise out there about annuities, and the issues making the most noise revolve around market uncertainty and an evolving interest rate environment. Kelly Kleinsasser Advising clients ...
The change could lead to more of these annuities, whose sales hit $20.4 billion in 2022's first half. The rocky stock market continued to make annuities an attractive option for investors, according ...
An annuity offers guaranteed income for a set period of time. There are several types of annuities to choose from-with fixed annuities and index annuities being two of the most popular options. While ...
Fixed indexed annuities tie their performance to a stock market index. They offer principal protection and steady income in retirement. Fixed indexed annuities typically limit the returns you can earn ...
She emphasized that such recommendations are often driven by sales commissions rather than the investor's best interests. In fact, she noted that a $50,000 indexed annuity would likely yield Betty's ...
Sometimes, it’s better to have a low guaranteed return than it is to take a big risk that might pay off (or might not). That’s the approach more people are taking amid tariffs and geopolitical ...
Most advisors are familiar with fixed index annuities and have used them in their client portfolios Annuity contracts have become an increasingly consistent part of financial advisors’ client ...
A fixed index annuity (FIA) balances between security and growth potential by linking returns to a stock market index while protecting against market downturns. It’s a popular choice for retirement ...
The good times just keep rolling for the US annuity space – at least that's if the latest data from Limra is any indication. According to Limra’s preliminary third-quarter data released Tuesday, the ...
To the people who sell them - I've sat through a dozen presentations - index annuities are an investor's treat, a "perfect investment" that goes up with the market but doesn't go down. To their ...