Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Even if you are not planning any large purchases in the near future, the Consumer Financial Protection Bureau recommends ...

Nearly half of Americans may be unprepared for a major credit report update. Learn what’s changing and how to protect your credit score now.

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...

Identity theft can strike anyone at any time, which is why experts say checking your credit report regularly is essential.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Your credit score affects everything from your mortgage rate to whether you can rent the apartment you want. But despite how important it is, many people believe myths about credit that can actually ...

Medical debt will continue to impact credit scores after a federal judge blocked a Biden-era rule designed to erase it from credit reports. The rule aimed to improve credit scores and expand access to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...