Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning.

A Roth IRA conversion is available any time you have money in a qualifying pre-tax account. People choose to make a ...

Roth IRA conversions can save you a lot of money in the long run despite the immediate tax hit.

In 2025, a record 4.18 million Americans will turn 65. For those planning to retire soon, an important question arises: Does converting retirement savings from a tax-deferred account to a Roth IRA ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real ...

Roth IRAs are among the most beneficial yet misunderstood retirement accounts.

Welcome to NerdWallet’s SmartMoney podcast, where we answer your real-world money questions — in 15 minutes or less. A Roth conversion is when you transfer money from a regular retirement account, ...

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...