You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real ...

One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

Saving for retirement is important. Depending on how much you earn and what percentage of it you put way, the amount of digits in your IRA or Roth IRA can vary greatly. And every time there’s a ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in retirement are also free of federal income taxes. You can get those ...

Key Points Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs ...

The Tax Cuts and Jobs Act (TCJA) expires at the end of 2025. If nothing is done, taxes will revert to the previous rates and eliminate many features of the TCJA, including the very popular higher ...

In 2025, a record 4.18 million Americans will turn 65. For those planning to retire soon, an important question arises: Does converting retirement savings from a tax-deferred account to a Roth IRA ...

Bernice Napach is a contributor to Buy Side from WSJ and a finance expert on investing, retirement and markets. Senior editor, Buy Side from WSJ Meredith Mangan is a senior editor for Buy Side from ...

Roth conversions offer a lot of appeal to retirement planners. Roth accounts are not subject to Required Minimum Distribution (RMD) rules, so retirees won't have to make mandatory withdrawals that ...