When you refinance student loans, you can save money by replacing existing education debt with a new, lower-cost loan through a private lender. To qualify, you’ll need: Credit scores at least in the ...
Student loan refinance rates increased a bit from their lows. As of January 22, 2026, student loan refinance lenders are ...
Key Points ・A nonprofit lender, Rhode Island Student Loan Authority (RISLA), is offering income-based repayment on refinanced ...
College graduates often believe that they are stuck with their student loan debt, but there are refinancing options out there that can lower the interest rate on both government-backed and private ...
The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ...
Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...
When you have a large student loan balance, you may struggle to keep up with monthly payments or to qualify for other types of credit. This can be especially true for private student loan borrowers ...
With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...
Borrowers with private student loans are usually better off refinancing than those with federal loans. If you have federal student loans, you have access to a slew of perks like IDR plans, which ...
If you’re feeling overwhelmed by your student loan payments, refinancing could be the solution you need to turn things around. Not only could student loan refinancing potentially result in a better ...
From improving your credit to prequalifying for loan offers, learn how to refinance student loans in five easy steps. One of the hardest parts of paying off student loans is keeping up with interest ...