A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

Have you noticed a hard inquiry from JPMCB on your credit report? If you recently applied for a Chase Bank credit card, it’s likely responsible for the entry on your credit report. While one credit ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

What Is a Hard Inquiry? When you apply for a credit card or a loan, the lender requests your credit report from one or more credit bureaus. The lender then does a deep dive into your report to assess ...

A hard credit check can take a few points off your score temporarily, but a soft inquiry doesn't affect it. Many, or all, of the products featured on this page are from our advertising partners who ...