The rate on a 30-year fixed refinance decreased to 6.28% today, according to the Mortgage Research Center. Rates averaged 5.39% for a 15-year financed mortgage and 6.13% for a 20-year financed ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.

Hoping to buy a home or refinance your current one? These are the mortgage rates to know before getting started.

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

Mortgage rates today experienced mixed movement, with the most popular 30-year fixed-rate mortgage showing improvement while shorter-term loans saw modest increases. Current market conditions present ...

Amid expectations that interest rate declines may reignite refinance activity, Optimal Blue on Monday launched a new tool that automatically analyzes loan officer portfolios each month to identify ...