After consistently trending downward since the government shutdown began on Oct. 1, 30-year mortgage rates have officially fallen to the lowest point this year, below 6.5%. At various points in 2025 ...

Heading into the fall last year, the average 30-year fixed mortgage rate slipped to a low of 6.07% by September 17, 2024, as the market reacted to weaker-than-expected labor market data. At that point ...

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Despite slightly lower mortgage rates, demand for homes by homebuyers who need a mortgage dropped further in the latest reporting week. The average weekly mortgage rate for conforming 30-year fixed ...

Until mortgage rates fall back near 6% or below, experts don't anticipate another wave of refinancing activity.

Want more housing market stories from Lance Lambert’s ResiClub in your inbox? Subscribe to the ResiClub newsletter. Heading into the fall last year, the average 30-year fixed mortgage rate slipped to ...