Mortgage rates are more affordable now, but is it worth locking one in before this month's Federal Reserve meeting?

As interest rates fall, it helps to know what a good mortgage refinance interest rate is considered to be right now.

Discover what a factor rate is and how to calculate it.

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. If you’re retired or soon-to-be retired, how could the recent ...

With 30-year fixed mortgage rates officially crossing the 7 percent threshold, the idea of securing a mortgage rate in the 3 percent range—let alone under 3 percent—may seem impossible. Luckily, there ...

When looking at mortgage offers online, the interest rate doesn't always show the whole picture. Often, the lowest advertised mortgage rate includes 1 or more discount points, which translates to ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

The Fed cut rates again, easing borrowing but squeezing savers. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on ...