PSD2 is the second iteration of ‘Payment Services Directive’ (PSD), a European Union (EU) directive first introduced in 2007 to regulate payment services and payment service providers (PSPs). PSD also ...

PSD2 went live across Europe on January 13th 2018, signalling profound changes in retail banking industry. The directive heralded a new era of banking for consumers, making it easier for people to ...

January 13 was the deadline for the much-anticipated Second Payment Services Directive, or PSD2, to become national law in EU Member States. In the UK, PSD2 was implemented within the 2017 Payment ...

The 14 September 2019 should have been the deadline day for merchants across Europe to introduce the Strong Customer Authentication (SCA) requirement of the Second Payment Services Directive (PSD2).

Pursuing the principles of open banking, the Payment Services Directive 2 (PSD2) means that financial institutions must open up, among other things, APIs and customer account data to regulated third ...

Banks’ monopoly over customer account information is about to cease – and it could be great news for consumers and entrepreneurs. Tomorrow (13 January), the second Payment Services Directive (PSD2) ...

One 10 June 2025, the European Banking Authority (EBA) issued an opinion addressing the complex regulatory overlap between Regulation (EU) 2023/1114 on Markets in Crypto-Assets Regulation (MiCA) and ...

The advent of PSD2 means banks have to up their game on interoperable access to data and transactions. But Open Banking faces an API challenge The European Union’s revised Payment Services Directive ...

Cointelegraph spoke with Marjan Delatinne, global head of banking at Ripple, about her experience, banking, and the future of global payment.