Most banks don't care how small the overdraft is. If your balance goes below $0 and overdraft coverage is on, the fee ...

The three biggest American retail banks collected 25% less overdraft revenue last year as the companies, under pressure from regulators to cap the fees, created new ways for customers to avoid the ...

Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic ...

Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

Nearly 40% of the biggest U.S. banks surveyed order transactions in a way that leads to increased overdrafts, according to a new report by the Pew Charitable Trusts. Pew analyzed 44 of the 50 biggest ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Banks are raking in billions from overdraft fees, but there are simple ways to avoid them and save money. Banks are raking in billions from overdraft fees, but there are simple ways to avoid them and ...

A mere four months ago, the Biden administration capped bank overdraft fees at $5. There was just one catch: The cap wouldn’t take effect until October. It now appears the cap will never take hold.

Joel is a full-time Personal Finance Writer at Motley Fool Money, where he brings a clear, approachable voice to topics ranging from credit cards to side hustles. He’s been writing about money since ...

Banks are making billions of dollars annually from overdraft fees, with Chase alone earning $1 billion last year.Wells Fargo and Navy Federal Credit Union are also cashing in, reporting $1 billion and ...