Balance: It’s not just for tightrope walkers. As we age, different factors affect how well we're able to balance. The visual system (responsible for processing information from our eyes), ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Both stock market gains and consistent contributions helped to drive this increase in average balances. For example, Fidelity reported that the employee contribution rate to 401 (k) plans in 2025 was ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

I get asked this question very often, especially when facilitating workshops. No matter the topic, the notion of balance comes up all the time. People believe my life is balanced and want to know how ...

Perhaps you are feeling great or relatively good. Or maybe the last couple of months or years have been rough, and you feel depleted and burnout. No matter how you are feeling, now is an excellent ...

You don't get bonus points (or lose points) just for moving debt. But if you use the transfer as an opportunity to pay down your debt, you can improve your credit. Many or all of the products on this ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But unfortunately, the breathing room offered by a balance transfer ...

A balance transfer lets you move all or part of a balance from one credit card to another. Balance transfers can significantly lower your interest rate – potentially to 0% annual percentage rate – and ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...