Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

A recent Senate hearing addressed the deceptive practices that have been used by long-term disability insurance companies, and regulations put in place by the Employee Retirement Income Security Act ...

Unum Life Insurance Co. of America properly denied long-term disability benefits to a ship pilot with symptoms related to ...

In a split decision, the Tenth Circuit Court of Appeals recently affirmed summary judgment in PHT Holding I LLC v. Security Life of Denver Insurance Co., rejecting the plaintiff’s claim that the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...