With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

Life insurance policies sometimes get lost. Here's how to find them.

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium ...

In order to get more people to buy life insurance, the industry must overcome a lack of consumer education about the product as well as the myth or perception that coverage is too expensive. The 2025 ...

Term life insurance expiring? Discover ways to extend, convert, or renew your policy for ongoing coverage. Ensure financial security for your dependents.

Life insurance policies typically won’t pay out a death benefit if the insured dies by suicide within two years of buying the policy. This two-year period is known as a suicide clause. If a suicide ...

An untold number of life insurance policies worth millions of dollars go unclaimed every year because loved ones either fail to file a claim or the policy itself is lost or forgotten. When a family ...