Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Riders are add-ons that provide extra coverage or policy features, such as financial help that triggers if you develop a ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

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Almost unnoticed, life insurance has remained one of the most straightforward tools in the financial planning landscape. A ...

Life insurance policyholders can typically buy coverage for a spouse or child by adding dependent life insurance coverage to an existing policy. Dependent coverage options vary by company and plan, ...

Getting a life insurance quote is pretty easy, especially when you do it online. Tell us a bit about you and your health. Get estimated rates from our partner Policygenius. A few more questions, and ...