The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

Homebuyers and owners hoping to refinance may have become so accustomed to higher mortgage rates in recent years that they stopped looking for affordable opportunities. However, that may be a mistake ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...

NEW YORK, NEW YORK - OCTOBER 29: Traders work on the floor of the New York Stock Exchange (NYSE) on October 29, 2025 in New York City. Markets were up in morning trading as investors expect that the ...

The Federal Reserve targets an interest rate called the federal funds rate (FFR). The three rates the Fed sets to reach its FFR target range are: the discount rate, interest on reserve balances (IORB) ...

Interest rates were cut four times this year, with base rate falling from 4.75 per cent to 3.75 per cent. This was good news for homeowners with mortgages, who saw the average two-year fixed rate ...