We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. PIKSEL / Getty Images How I Bonds Are Designed to Always Beat Inflation U.S.

With the stock market taking major tumbles recently, low-risk investors might opt for a safer vehicle for their savings: government-issued I bonds. Between May 1 and Oct. 31 of this year, the new ...

The US Treasury department announced on Wednesday that new Series I savings bonds that would be purchased between May 1 and October 31, 2025, will pay an annual interest of 3.98%. That number replaces ...

I bond rates have a variable and fixed rate portion, which the Treasury adjusts every May and November. Together, these are known as the I bond "composite rate" or "earnings rate," which determines ...

Consider this an alternative to volatile markets or the meager interest rate of a traditional savings account The new rate for Series I bonds effective on May 1 may not shock you or tantalize you as ...

I Bonds sold from November 2025 through April 2026 will have a 4.03% yield. This consists of a 0.90% fixed rate plus a 3.12% inflation adjustment. I Bonds can protect you from inflation, but it's ...

I Bonds bought now through April 2026 will have an annualized rate of 4.03% for six months after you buy the bond. I Bonds offer higher rates than many regular savings accounts at bigger banks. Anyone ...

Series I Savings Bonds remain a hedge against inflation, but their appeal is waning as rates are expected to drop and other cash alternatives become more competitive. TIPS offer superior real yields ...

The U.S. Department of the Treasury on Wednesday announced new Series I bond rates. I bond rates have a variable and fixed rate portion, which the Treasury adjusts every May and November. Together, ...