Every point may count when you’re applying for a new credit card or loan. Unfortunately, you generally can’t remove accurate records from your credit reports, including hard inquiries from previous ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Tired of credit denials from hard inquiries tanking your score? This video reveals a 100% legal method to remove hard inquiries from your credit report no expensive services or shady tactics needed.

Have you recently come across the name Factual Data on your credit report and wondered what it is? Factual Data isn’t a lender or service provider like some other entries on your report. Instead, it’s ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

A hard inquiry is a normal part of applying for credit, and it can have a temporary impact on your credit score. Though it’s nothing to stress over, it’s still something to be aware of, especially if ...