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A balance transfer credit card can help you pay off existing debt by taking advantage of an introductory 0 percent APR. Decide whether it’s worthwhile to transfer the debt considering that balance ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Key Takeaways The average credit card balance per borrower in the U.S. was $6,618 at in 2025, up about 1.2% from 2024.Total U.S. credit card debt is about $1.21 trillion, up 5.9% from the previous ...

If you have substantial balances on multiple credit cards, it might make sense to opt for a balance transfer credit card.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

A balance transfer credit card can be a valuable tool for getting out of debt -- but it's not right for everyone. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...