A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

The average credit card APR now tops 21%, according to the Federal Reserve -- and that means hundreds or even thousands in interest if you're carrying a balance. That's why balance transfer cards can ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...