Aging Americans face hefty healthcare costs. In fact, the typical nursing room costs seniors $104,000 annually — and that's for a shared room. Even in-home services can come with huge price tags, ...

Having a pre-existing condition doesn’t automatically mean you’ll be denied life insurance — or face significantly higher rates. Insurers evaluate conditions differently, so comparing quotes can help ...

Life insurance offers valuable financial security and protection for loved ones if you pass away. If you have an existing medical condition you should still be able to buy term life cover, but it is ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...

Finding coverage options and limitations for pets with pre-existing conditions Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...

Strategies for finding the best deal if you have health issues Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...

If you have a pre-existing medical condition you may assume that getting private health 0r private ‘medical’ insurance will be complicated and expensive. But that doesn’t have to be the case. While ...

The ACA Has Stopped Most Insurers From Using Exclusion Periods Before the Affordable Care Act (ACA) reformed health insurance in the US, pre-existing conditions often played a significant role in the ...

Most pet insurance companies don’t cover pre-existing conditions, including those that arise during the waiting period. Pet insurance providers often distinguish between curable and incurable ...