On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

According to a recent report from Insurify, a virtual insurance agent, 57% of homeowners have made financial sacrifices to ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

SACRAMENTO, Calif. - A number of new laws pertaining to homeowners' insurance go into effect January 1. As the struggle with ...

Learn what wildfire insurance covers for your home and how to protect against financial risks from wildfires. Ensure your ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

As weather disasters become more and more frequent, the home insurance system feels broken for Americans across the country. Now, the advocacy nonprofit Consumer Reports is trying to implement a ...

TITUSVILLE, Fla. — Right now, hundreds of families in Brevard County are recovering from massive flooding to their homes, but many are learning the hard way that their insurance won’t cover this ...

When something goes wrong at home, knowing who to call and what protection applies is crucial. Many homeowners in the United States confuse home insurance with a home warranty, thinking they cover the ...