The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% ...

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Thanks to compounding interest and historically higher interest rates than traditional savings accounts, a high-yield savings ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

A typical guideline is to have enough money in your checking account to cover one to two months of expenses, plus a 30% ...