If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

More and more homeowners who received mortgage through the Federal Housing Administration (FHA) program have sought to refinance to take advantage of the low FHA rates. These rates, which are now in ...

To refinance your mortgage with a bad credit score, check with your current lender to start since you already have an established relationship with it. You can also explore government-backed loan ...