Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into ...

Suddenly millions ofworking Americans can no longer afford "Obamacare" health insurance, as premium subsidies have been removed. But there is one other potential health insurance opportunity that ...

When an employer offers a group health plan, all enrolled employees are placed under a single, uniform policy. Everyone has the same benefits, cost-sharing structure—including deductibles and ...

Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses ...