Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Having watched Chicago’s City Council rebel against his budget and pass its own, Mayor Brandon Johnson is now focused on the matter of how (and if) the city collects its past-due debts. Going forward, ...

If you're behind on payments, you should know what the odds are that a debt collector will take legal action.