Apple launched its first credit card in August 2019, and as of early 2024 the Apple Card had more than 12 million users. Whether you applied for the card to enjoy the cash back benefits, the privacy, ...

Here are some top tips to get the most out of your first credit card: ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

A credit limit increase can quietly boost your score or backfire depending on how and when you ask.