Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a bad thing?

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Fewer U.S. households have bought life insurance in recent decades. Life insurance policies pay a death benefit, generally tax-free, to beneficiaries when a policyholder dies. Getting married, having ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...