The law says if you start your Social Security checks before full retirement age, your benefit will be reduced five-ninths of 1% for each of the first 36 months of reduction and five-twelfths of 1% ...

The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...

Critics warn Dave Ramsey's early-claiming Social Security advice can lead to lower lifetime benefits. Here's what experts say ...

You're allowed to sign up for Social Security at any point once you turn 62. You'll face a reduction in benefits for claiming before full retirement age. Permanently cutting your benefits could hurt ...

Retiring early can result in a reduced Social Security claim. Most people know that early filing penalties reduce the amount they receive. Your Social Security benefits could also be smaller for ...

Learn why the Social Security rule that hits hardest can reduce your retirement income by up to 30% and what steps you can ...

Dear Rusty: I will be 65 this year and my husband is 72 (he retired in 2019 at age 66). I would like to retire and enjoy some time with him before he gets too much older. I do not want to have my ...