These consolidation loan alternatives can help you simplify your payments without adding to your debt.

“In a debt management plan, you get the interest rates down to 6 or 7 percent so that most of the payment is going towards ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

If you're struggling with high amounts of debt and are unable to get the issue under control, the promises made by debt management companies — items like "reduce your payments," "consolidate your debt ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's where debt relief programs can be key. These services, which are ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Americans' household debt is at an ...