Budgets and holidays don’t always go hand in hand. Putting gifts on a credit card can be tempting, but interest charges might sour your spirit and you might be drawn to credit card promotions with ...

• Experts urge shoppers to proceed cautiously and avoid promotions that seem “too good to be true” As the holiday shopping season ramps up during what advocates call an ongoing affordability crisis, ...

With the holiday season upon us, one personal finance site is sounding the alarm on a ubiquitous retail payment plan that many Americans say should be outlawed. It’s called “deferred interest." In a ...

Think twice before you get tempted by retailers offering a deferred interest credit card. Deferred interest is very tempting during the holiday shopping season. Shoppers can be lured into spending on ...

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...