When should you dispute collection debt?

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Do you legally have to pay back debt collectors?

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

How likely is it that a debt collector will sue you?

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...
JD Supra

District Court Holds Debt Verification In Response to Consumer’s Letter Refusing to Pay, But Disputing the Debt, Is Not a FDCPA Violation

Hall v. Cohn, Goldberg & Deutsch, LLC, No. 1:24-CV-01026-JRR, 2025 WL 475275, at *1 (D. Md. Feb. 12, 2025) A United States District Judge for the U.S. District Court for the District of Maryland ...
JD Supra

Seventh Circuit Reverses Summary Judgment in FDCPA Debt Dispute Case

This week, the U.S. Court of Appeals for the Seventh Circuit issued a decision reversing a summary judgment order in a Fair Debt Collection Practices Act (FDCPA) case. The court found that there were ...
GOBankingRates on MSN

What is the statute of limitations on debt?

Learn what is the statute of limitations on debt, how it varies by state and when debt may no longer be collectible. See how ...
PrideSource

Debt collection tops list of consumer complaints

The National Association of Attorneys General recently announced that debt collection topped the list of consumer complaints to state AG offices during 2008. As more and more American adults lose ...
Law

High Court Sides With Ohio in Debt Collection Dispute

A unanimous U.S. Supreme Court ruled Monday that a pair of Ohio law firms did not use illegal tactics when they sent out debt-collection letters on stationery bearing the name of the state's attorney ...