Credit-building apps have become popular over the last few years. The steps required to build credit and achieve a good score are relatively easy to follow. Essentially, you need a product (a credit ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

New Visual Report Includes VantageScore® 3.0 Credit Score and Easy-to-Read Graphics for a Comprehensive View of Current and Past Credit Activity "Equifax plays an important role in the financial lives ...

A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

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