Holidaymakers are should carefully consider their payment methods abroad, as the wrong choice could mean missing out on valuable refunds and protections. Opting for a credit card instead of a debit card or cash could unlock extra safeguards if things go pear-shaped during your trip.

Learn about the Credit Card Accountability Act, which safeguards users from abusive credit card practices, reduces fees, and improves transparency in the financial world.

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.