Quick Summary ・Zolve is a platform making the credit-building process easier for everyone. ・You can open a U.S. bank account without a Social Security Number. ・You can start building credit with the ...

Until a couple of years ago, Bobby Hoyt avoided credit cards with annual fees. Not anymore. These days, he carries a small-business card with an annual fee of $175, which is waived the first year. For ...