A photo of downtown Chicago’s financial district during the day. Do majority-minority ZIP codes pay higher car insurance premiums than majority-white ZIP codes? Automoblog analyzed a massive 2017 ...

Car insurance is a necessary expense for drivers, but the cost can vary significantly depending on several factors. One factor that can have a surprising impact on your premium is your zip code.

The insurance industry has always been in the business of calculating risk. But something fundamental has shifted in 2024 and into 2026.Major insurers are using artificial intelligence to redraw their ...