A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

Six-month CDs offer among the highest yields for savings products. Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

Six-month CDs offer among the highest yields for savings products. Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum ...