A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

A bond ladder is an investment strategy that involves purchasing multiple bonds that mature at different times. The ladder analogy is an apt visual tool to describe how bond ladders work: Each rung of ...

Building a CD ladder involves buying multiple CDs that mature at different times. For example, you might buy a 1-year CD, 2-year CD, 3-year CD, 4-year CD, and a 5-year CD. Or you might buy a 3-month ...

Not long ago, investors had to pay the U.S. government for the privilege of owning Treasury Inflation-Protected Securities. The real yields, that is the yields after factoring in inflation, were ...

The individual bond ladder I created last year beat corporate bond ETFs on total return. Keeping average maturity around 5 years, targeting slightly lower credit quality in the BBB range, and buying ...

Fixed-income investors need predictable income, and one of the classic ways to receive continual cash flow from investments is to set up a bond ladder. Just like a step ladder has ever-higher rungs, ...

Retirees often give certificates of deposit short shrift, and that’s unfortunate. Leveraged properly, CDs can give people living on a fixed income the one financial necessity they need in retirement: ...