Money’s picks for the best online banks and credit unions for 2026.

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.

How to earn the bonus: Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 and make a ...

Brooklyn Sprunger is a full-time Content Manager and Personal Finance Writer at Motley Fool Money, where she oversees product reviews and ratings while also writing about credit cards, bank accounts, ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

A free checking account sounds like a no-brainer, offering easy access to your money with no annual fees. But “free” sometimes comes with strings attached. Some checking accounts waive fees only if ...

SoFi offers a combined checking and savings account that earns you higher-than-average APYs, but you’ll need to meet certain ...