High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.

High-yield savings account rates have held steady through the beginning of 2026. As of February 2, 2026, leading online banks ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

SoFi offers a combined checking and savings account that earns you higher-than-average APYs, but you’ll need to meet certain ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

While Fed rate decisions influence what you earn on savings, the type of bank and account you choose matters more than actual rate changes, making it important to pick high-yield options that respond ...

Bank deposits have been increasing for more than a year, according to the FDIC. While that could let banks make more loans, many banks are being cautious. Last Wednesday, the Federal Reserve announced ...

The Fed's move this week won’t change that the biggest banks pay nearly 0% on savings. But many smaller banks offer rates ...

Key Takeaways Many people open new bank accounts without closing their old ones, a trend known as soft switching.Having multiple accounts can help you take advantage of higher interest rates, protect ...