(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

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Lower interest rates can look tempting, but switching your home loan is not always the smart move. Here is how to decide.

Balance transfers and personal loans are both options you can consider if you need to pay down debt and are looking to minimize interest rates. Try This: 5 Subtly Genius Moves All Wealthy People Make ...

If you have racked up credit card debt that you’re not paying off every statement period, you’re accumulating a growing amount of money you eventually need to repay. While that part may take a bit of ...