Car insurance is a necessary expense for drivers, but the cost can vary significantly depending on several factors. One factor that can have a surprising impact on your premium is your zip code.

In New York, drivers with a clean driving record but a low credit score are quoted $1,367 more for car insurance, on average, than otherwise identical drivers with excellent credit, according to a new ...

See our breakdown of Root car insurance costs including full coverage averages, liability-only rates, and how your driving ...

Having a clean driving record is generally the best way to qualify for many safe driving discounts, as it indicates to insurance companies that you are less likely to file claims. However, even ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Homeowners and car owners have at least one thing in common — rising insurance premiums. Auto insurance has gone up more than 11% in 2025, according to data from the U.S. Bureau of Labor Statistics, ...